With over 39 years of experience in mortgage lending and real estate finance, Scott is a trusted
Mortgage Advisor at Monterey Bay Mortgage, known for helping his clients navigate the home
loan process with honesty, clarity and a deep commitment to service. Whether you’re buying
your first home, refinancing or investing, Scott brings extensive knowledge, personal attention
and a problem-solving mindset to every client relationship.
A respected educator as well, Scott served as an Adjunct Instructor at Cabrillo College from
2005-2012, teaching evening courses in Real Estate Finance and Mortgage Brokering to
hundreds of students. Today, he continues to lead by example as the Head Boys & Girls Tennis
Coach at Scotts Valley High School, mentoring student-athletes with the same passion and
dedication he brings to his mortgage clients.
Fun Facts:
- Wharf to Wharf Streaker — Hasn’t missed the iconic 6-mile Wharf to Wharf Race (Santa
Cruz to Capitola) since moving to Santa Cruz in 1986. - Chowder Champ — Longtime competitor at the Santa Cruz Clam Chowder Cook-Off
with his spirited team, Yosemite Clam. - Sports Lover — Avid tennis player, runner, coach, free lance sports writer and life long
sports fan.
Personal Life:
Scott is a proud family man and nothing brings him more joy than family time. Watching his four
sons thrive in their own unique paths is his greatest source of pride and motivation
